o apply for an NCMC (National Common Mobility Card) online, you generally need to go through a participating bank or a transit authority that issues these cards. Here’s a general guide on how you can typically apply online:
1. Identify a Participating Bank or Issuer:
NCMC cards are issued by various banks in India (both public and private sectors) and some transit operators. Some prominent issuers include:
-
State Bank of India (SBI)
-
Bank of Baroda
-
Punjab National Bank (PNB)
-
Union Bank of India
-
Canara Bank
-
HDFC Bank
-
Axis Bank
-
ICICI Bank
-
Paytm Payments Bank (Note: Services might be restricted due to regulatory changes. Check current status.)
-
Metro Rail Corporations: Some metro networks like Delhi Metro (DMRC), Bengaluru Metro (Namma Metro), etc., have tied up with banks to issue NCMC-compliant cards (often branded as “One Delhi One Ride” or similar).
2. Visit the Issuer’s Website:
Once you’ve chosen a bank or issuer, visit their official website.
3. Locate the NCMC Section:
Look for a section related to “Cards,” “Prepaid Cards,” “Debit Cards,” or search directly for “NCMC” or “One Nation One Card.”
4. Find the Online Application Link:
Most issuing banks provide an online application form specifically for NCMC cards. It might be listed as:
-
Apply Online for NCMC Card
-
Request New NCMC Prepaid Card
-
Link for NCMC Debit Card Application
5. Fill Out the Application Form:
You will likely need to provide the following details:
-
Personal Information: Name, Date of Birth, Gender, Father’s/Husband’s Name.
-
Contact Details: Mobile Number, Email ID.
-
Address: Current and Permanent Address (for card delivery).
-
Identity Proof (KYC): You may need to enter details from a valid ID like Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License. Note: For full KYC cards, you might need to upload scanned copies or undergo video KYC.
-
Account Details (if applying through your existing bank): Your existing account number if you want the NCMC linked or if it’s an NCMC Debit Card application.
6. Choose Card Type (if applicable):
Some issuers might offer different types of NCMC cards:
-
Prepaid NCMC: You load money onto the card, and it’s not directly linked to a bank account.
-
NCMC Debit Card: This functions like a regular debit card linked to your savings/current account but with added NCMC functionality for offline transit payments.
7. Submit the Application:
After filling in all required details, review the information and submit the application form.
8. Pay the Applicable Fees:
There might be a nominal card issuance fee. You will typically be prompted to pay this fee online using net banking, credit/debit card, or UPI.
9. Wait for Processing and Delivery:
-
KYC Verification: The bank will verify the details and documents provided.
-
Card Issuance: Once verified, the bank will issue the NCMC card.
-
Delivery: The physical card is usually sent to your registered communication address via courier/post. This can take anywhere from a few days to a couple of weeks.
Alternative Methods:
-
Mobile Apps: Some banks offer NCMC application functionality through their mobile banking apps. Look for the NCMC section within the app.
-
Physical Visit: You can always visit a designated branch of the participating bank or customer service centers at metro stations to apply for the card in person. This might be faster if online applications aren’t available or if you need the card immediately (some metro stations issue instantly after physical KYC).
Important Points to Keep in Mind:
-
KYC Requirements: Full KYC is usually mandatory for NCMC cards to enable higher transaction limits and reload options. Ensure you have valid ID proofs ready.
-
Minimum Balance/Loading: Prepaid NCMC cards usually require a minimum initial load amount.
-
Activation: Once you receive the physical card, you might need to activate it through ATM, net banking, or app as per the issuer’s instructions.
-
Specific Metro Rules: Some metro networks might require you to link the NCMC card to their specific app for additional features or offers.
By following these steps, you should be able to navigate the online application process for an NCMC card. Always refer to the specific issuing bank’s website for the most accurate and updated information.